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Beenken, M. and Radtke, M., 2013. Economic consequences of a system change in the remuneration of insurance intermediaries. [online] Available at: <https://www.bvk.de/downloads/media/132/60c8778dd697772a6fdc6e711435d82a/BVK%20Studie%20Verg%C3%BCtungswechsel%2016%2010%202013%20Kurzversion_0.pdf>.