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Beenken, M., Brühl, B., Pohlmann, P., Schradin, H.R., Schroeder, N. and Wende, S., 2011. Net tariff offerings of German insurance companies in the private customer business. Communications of the Institute of Insurance Science at the University of Cologne. [Cologne: University of Cologne, Institute of Insurance Science. Available at: <https://econpapers.repec.org/scripts/redir.pf?u=https%3A%2F%2Fwww.econstor.eu%2Fbitstream%2F10419%2F59179%2F1%2F717768481.pdf;h=repec:zbw:ivkmit:12011>.