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M. Beenken, B. Brühl, P. Pohlmann, H. R. Schradin, N. Schroeder, and S. Wende, “Net Premium Rates Offered by German Insurance Companies in the Personal Insurance Market,” in *Bulletins of the Institute for Insurance Studies at the University of Cologne*, no. 1/2011. Cologne: University of Cologne, Institute for Insurance Studies, 2011. Available: https://econpapers.repec.org/scripts/redir.pf?u=https%3A%2F%2Fwww.econstor.eu%2Fbitstream%2F10419%2F59179%2F1%2F717768481.pdf;h=repec:zbw:ivkmit:12011