Changes for German health insurance proof from summer semester 2022 onwards
If your health insurance is from a country other than Germany, you can ignore the information above and continue reading on this website.
A valid health insurance is mandatory for your entire stay in Germany. Among other things, you will need the insurance certificate for enrollment as well as for the initial application for your residence title and for its subsequent extension.
Statutory health insurance
Private health insurance
Health insurance to apply for a visa
In Germany, there are two different types of health insurance: the statutory health insurance and the private health insurance. The differences between these two systems are explained in the tabs above - please read the information carefully. Depending on your purpose of stay and age, different conditions apply.
Choosing the right health insurance - your status determines your options
In general, if you exceed the age of 30 during your studies in Germany, you can continue with statutory health insurance - but you will then have to pay a higher contribution. If you have already reached the age of 30 at the beginning of your studies, you must conclude a private health insurance.
To find the right health insurance, please read the following tabs and the table in the form of a checklist carefully.
EU/EEA state students
Checklist for EU/EEA state students and non-EU students
Keep health insurance from home country
Conclude statutory health insurance in Germany
Conclude private health insurance in Germany
|I am an EU/EEA student and have a statutory (EHIC card) or private health insurance from my home country.||x|
|I am a non-EU student and have a statutory or private health insurance from my home country.||x||x|
|I am older than 30 years.||x|